An Advisor’s Referral Guide to Health Advisory Services

This guide was developed for advisors who manage other's finances, assets or legal affairs.

January 28, 2019

Managing one’s wealth and assets is critical to one’s future, but maintaining health and wellness is just as important.   

Wealth and health go hand in hand.  

This guide was developed for advisors who manage other’s finances, assets or legal affairs. It educates you on how to help your clients maintain optimal health and what to look for when your clients need a health advisor.

Consider referring your client to a health advisor in the following situations:

Medical conditions or healthcare decisions:

       - Receiving a recent diagnosis

       - Managing a chronic illness

       - Being at risk for a serious condition

       - Preparing for and choosing a home health aide or live-in arrangement

       - Lacking support for a new diagnosis, chronic illness, hospital stay or doctor’s visit

      - Needing medical referrals to top doctors and facilities

       - Having difficulty making healthcare decisions or navigating the healthcare system 

Health insurance concerns:

       - Inadequate health insurance or a potential gap in coverage

       - Questions about health insurance plan(s)

       - Difficulties managing medical bills

       - Need for supplemental insurance plans or coverage

If your clients have concerns about navigating healthcare decisions or their insurance does not align with their needs, they risk financial exposure and poor healthcare treatment, and they should be referred to a health advisor.

As individuals age, they may not realize when they are no longer able to care for themselves without help.The following are indications that a person may need the support of a health advisor or advocate:

 Early Signs

       1. Slight change in behavior

       2. More energetic or more sullen

       3. Weight fluctuation for no apparent reason

       4. Uncharacteristic concern or change in investments

       5. Complaints of insomnia or sleeping too much 

Progressed alerts

       1. Obvious change in behavior or personality; acting like a different person

       2. Expressions of sadness, hopelessness or despair; feeling overwhelmed; expressing suicidal thoughts      

       3. Uncharacteristic anger, moodiness or anxiety

       4. Withdrawn or isolated; not answering phone or not returning calls

       5. Paranoia in general or about specific people or situations

       6. Lack of self-care, appearing unkempt or appearing to have an unhealthy lifestyle

       7. Risky or manic behavior as it relates to finances and other areas in life

       8. Confused thinking, as evidenced in conversation 

For more information, contact Better Health Advisors at or at (646) 883-9717.

Have healthcare questions?

Our team of expert health advisors can help.

Schedule a consultation →